Youtap’s microservices catalogue include:
•Authentication Service: Responsible for authenticating and authorizing user access to the system.
•Host 2 Host Service: Enables communication with other financial institutions and payment providers through the ISO-20022 and ISO-8583 standards.
•API Gateway: Acts as a front door to the application, handling incoming requests from clients and routing them to the appropriate microservices that can fulfil the request.
•L&P Service: Manages loyalty and promotion campaigns for the distribution of coupons, cashback, and points at point-of-sale.
•External Services: Provides third-party services such as bill payments, airtime and data, e-commerce, identity, GL, financial services, and loyalty.
•Customer Service: Provides customer management functionalities, including onboarding configuration, user types and group profile access management, and hybrid stored-value management of offline cards.
•Device Service: Provides APIs for device management and payment processing for various payment acceptance methods.
•Customer Web Application: Allows customers to manage their accounts and perform transactions using a web-based interface.
•Customer Management Application: Enables management of customer data and provides access to customer insights and analytics.
•Notification Service: Sends notifications to customers and merchants regarding transactions, promotions, and other relevant events.
•Transaction Service: Processes and settles transactions in real-time for e-money, cards, and value-added services.
•Merchant Service: Provides white-label merchant applications for payment acceptance, and merchant payment processing and point-of-sale functionalities.
•Card Provider Service: Provides integration with Visa and Mastercard for card processing.
•Card Manager Application: Enables card product and account management, as well as fees and commissions management.
•Platform Management Application: Provides system management functionalities, including deployment, monitoring, and maintenance.
•L&P Management Application: Enables management of loyalty and promotion campaigns, as well as access to insights and analytics.